Get Instant Personal Loans
up to ₹1,00,000
Fast approval, minimal documentation, and money directly in your bank account. Experience the next generation of credit.
Personal Loan EMI Calculator
Loan Amount
₹35,000
Tenure (Monthly)
Rate of Interest
10.5 %
Includes an estimated processing fee of ₹875 + GST.
Get Loan NowLoan Details & Transparency
We believe in complete transparency. Here's everything you need to know before taking a loan with ZapCash. No hidden fees, just honest finance.
Loan Amount
Upto 1 Lakh
Tenure
Upto 12 Months
Interest Rate
3% per month Onwards.
Processing Fees
Upto 10% plus GST
What You'll Need
Personal details
Provide your phone number, address, and current employment status.
Income Proof
Bank statements for the last 3 months (PDF format).
Identity Proof
PAN Card and Aadhaar Card for digital verification.
Face KYC
A clear front-facing photograph taken from our app.
Frequently Asked Questions
You can reach out to the customer support or grievance redressal officer through the contact details provided on the website/app or in the loan documents.
You can select and apply for a suitable loan for your business needs through our website or you can submit your contact details with requirement and our team will contact you.
The loan must be utilized strictly for the purpose for which it has been sanctioned. For example, a business loan should be used only for business-related activities. In the case of a personal loan, the borrower may use the funds for any legitimate purpose. However, under no circumstances shall the loan be used for any unlawful activities, including fraud or activities related to terrorism, in compliance with applicable KYC/AML guidelines and the provisions of the Prevention of Money Laundering Act (PMLA).
To apply for the loan, you will typically be required to submit basic documents such as valid identity proof, address proof, PAN, and income-related documents or bank statements, as applicable. Additional documents may be requested based on the type of loan and internal policies.
No, this is an unsecured loan, and therefore, no collateral or security is required to avail of the loan. The loan is sanctioned based on the borrower's eligibility, creditworthiness, and repayment capacity. However, in the case of secured loan products such as a loan against property, appropriate collateral will be required.